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Dear Sunil Dhing,
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Have you felt let down or have been dissatisfied with the service of your health insurance provider? Well, here is the era of portability. After mobiles, the latest entrant is Health Insurance Portability. So what is this concept and how do you stand to gain?
Read on to find out more. |
| How Health Insurance Portability Would Be Useful For You |
|  | | The Situation | | Forty Year old Mrs Kapur suffers from diabetes, which has been listed as a pre-existing disease in her health insurance policy. When her health insurance provider recently increased her premium, she wasn't quite happy about it. After having held the policy for two years, she wanted to change over to a new insurer. However she realised by doing so she would lose the cover on her Pre-Existing Disease (PED) as the new insurer would treat her as a fresh customer. She would have to wait for another two years to get this pre-existing disease covered in the new policy. | | The Concept of Health Insurance Portability | | To solve problems like Mrs Kapur's IRDA has set guidelines to implement Health Insurance Portability from July 1, 2011. Health Insurance Portability is a provision to switch over to a new insurace service provider, under the same terms that exist under the current policy. With this provision one need not compromise, or fear losing the waiting period of PED, while opting for a new policy. | |
| Click Here to Read the Full Article |
We hope you find this useful
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