Dear Sir / Madam
LIC HOUSING FINANCE LTD.
Offer Rate for Floating Rate Loans:
LOAN AMOUNT | RATE OF INTEREST (FLOATING RATE) | SPREAD MARGIN (FOR FLOATING.) | RATE OF INTEREST (FIXED RATE ) | SPREAD MARGIN (FIX RATE FOR 5 YRS) |
Loan Up to Rs. 29.99 Lacs |
9.90% |
3.85% |
10.50%
|
3.25% |
Loan Rs. 30 Lacs to Rs. 74.99 Lacs |
10.35% |
3.40% |
10.75% |
3.00% |
Loan Above Rs. 75 Lacs |
10.75% |
3.00% |
11.00% |
2.75% |
Current PLR :- 13.75%
Note :- A customer who avails Home Loan under floating scheme. will be given a one time option to be availed within 1 year from the date of the first disbursement it will be fixed for 5 years from the date of Conversion will be charge Rs. 1000/- + Service Tax
Special Features *
· Attractive Interest Rates
· Tenor up to 25 years
· Maximum Funding 85 % (up to 20 lac) & 80 % (above 20 lac) of the Agreement Value + Stamp Duty + Registration charges + Electricity + Parking + Service Tax + Vat
· Monthly Reducing Balance
· Simple Documentation
· Balance Transfer Facility
· Low Processing Fee
· Fees on prepayment : Nil if paid from own sources else 2.00% on the amount of loan prepaid + Service Tax applicable
For further details contact: MANISHA: 8805027834
GOPI: 8805027835
SHAILEN: 8805027831
Please find the Attachment for Documents & EMI Calculator
Offer limited period. Terms & condition apply.
Thanks & Regards
LIC HFL PUNE
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