Monday, May 23, 2011

LIC HOME LOAN NEW OFFER

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Dear Sir / Madam

 

LIC HOUSING FINANCE LTD.

 

Offer Rate for Floating Rate Loans:

 

 

LOAN AMOUNT

RATE OF INTEREST (FLOATING RATE)

SPREAD MARGIN

(FOR FLOATING.)

RATE OF INTEREST (FIXED RATE )

SPREAD MARGIN

(FIX RATE FOR 5 YRS)

Loan Up to Rs. 29.99 Lacs

 

9.90%

 

3.85%

 

10.50%

 

 

3.25%

Loan Rs. 30 Lacs to

Rs. 74.99 Lacs

 

10.35%

 

3.40%

 

10.75%

 

3.00%

Loan Above Rs. 75 Lacs

 

10.75%

 

3.00%

 

11.00%

 

2.75%

 

Current PLR :- 13.75% 

Note :- A customer who avails Home Loan under floating scheme. will be given a one time option to be availed within 1 year from the date of the first disbursement it will be fixed for 5 years from the date of Conversion will be charge Rs. 1000/- + Service Tax

 

Special Features *

 

·      Attractive Interest Rates

·      Tenor up to 25 years

·      Maximum Funding 85 % (up to 20 lac) &  80 % (above 20 lac) of the Agreement Value + Stamp Duty + Registration charges + Electricity + Parking + Service Tax  + Vat

·      Monthly Reducing Balance

·      Simple Documentation

·      Balance Transfer Facility

·      Low Processing Fee

·     Fees on prepayment : Nil if paid from own sources else 2.00% on the amount of      loan prepaid + Service Tax applicable

 

For further details contact:  MANISHA: 8805027834

                                    GOPI: 8805027835

                                        SHAILEN: 8805027831    

 

Please find the Attachment for Documents & EMI Calculator
Offer limited period. Terms & condition apply.


Thanks & Regards

                 

                     LIC HFL PUNE

 



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